Terms of Use

Please read these terms carefully before using our Service.

Interpretation and Definitions

Interpretation

Capitalized words have the meanings specified in the following conditions. The following terms have the same meaning regardless of whether they appear in the singular or plural.

Definitions

The following terms are used in these conditions:

• Affiliate means a legal entity that controls, is controlled by, or is under common control with another party, where "control" means owning 50% or more of the shares, equity interests, or other securities that give the right to vote for the election of directors or other governing body.

• Country refers to: Estonia

• Company (referred to in this Agreement as the "Company", "We", "Us", or "Our") refers to the FinManage.

• Device means any device that accesses the Service such as a computer, a cellphone, or a digital tablet.

• Service refers to the Website.

• Terms of Use (also "Terms") mean these terms of use, which constitute the entire agreement between You and the Company regarding the use of the Service.

• Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third party that the Service may display, include, or make available.

• Website refers to FinManage which is accessible at https://fin-manage.net

• You means the individual accessing the Service, or the company or other legal entity on behalf of which such individual is accessing and using the Service.

Confirmation

These are the Terms and Conditions governing the use of the Service and the agreement that operates between You and the Company. These Terms establish the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms. If You disagree with any part of these Terms then You may not access the Service.

You affirm that you are over 18 years of age. The Company does not permit anyone under 18 years of age to use the Service.

Your access to and use of the Service is also conditioned upon Your acceptance of and compliance with the Company's Privacy Policy. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Application or the Website, and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully prior to using Our Service.

Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We advise that You read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of these Terms and Your exclusive remedy shall be limited to the amount actually paid by You through the Service or 100 USD if You have not purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware or otherwise in regardance with any provision of these Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some countries do not allow the exclusion or limitation of implied warranties or the limitation of liability for incidental or consequential damages, so some of the above limitations may not apply. In those countries, each party's liability will be limited to the greatest extent permitted by law.

Disclaimer of Warranties "AS IS" and "AS AVAILABLE"

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted by applicable law, the Company, on its own behalf and on behalf of its Affiliates and their respective licensors and service providers, hereby expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise from course of dealing, course of performance, usage or trade practice. Without limiting the foregoing, the Company makes no warranty or commitment, and makes no representation that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects are or will be corrected.

Without limiting the foregoing, neither the Company nor any of the Company's providers makes any express or implied representation or warranty of any kind whatsoever: (i) as to the operation or availability of the Service, or the information, content and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability or timeliness of any information or content provided through the Service; or (iv) that the Service, its servers, the content or e-mails sent on behalf of or by the Company are free of viruses, scripts, trojan horses, worms, malware, time bombs, or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or the limitation of applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. However, in such instances, the exclusions and limitations set forth in this section will be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of the country, excluding its conflict of law rules, shall govern these Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Dispute Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) users

If You are a consumer in the European Union, you will benefit from any mandatory provisions of the law of the country in which you are resident.

Compliance with United States Laws

You represent and warrant that (i) You are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a "terrorist-supporting" country, and (ii) You are not listed on any U.S. government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be changed and interpreted to accomplish the objectives of that provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise or to require the performance of any provision of these Terms will not affect a party's ability to exercise such right or require such performance at any time thereafter, nor will the waiver of a breach constitute a waiver of any subsequent breach.

Interpretation of Translation

These Terms of Service may be translated if we have made them available to you on our Service. In case of a dispute, you agree that the original English text shall prevail.

Changes to These Terms of Service

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions have become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Terms, You can contact us:

• By email: [email protected]